A “Cookie” is a small text file that is stored on the user’s computer, mobile phone or other device when the user visits the TurboCredito website for India (hereinafter referred to as the “Website”). Cookies allow the Website to recognise the user’s browser or device. Taken together, cookies help us improve the quality of the Website by enabling us to understand which pages users find useful and how the Website is used.

Cookies support the operation of online services and can provide advantages in the delivery of interactive features by making the Website easier to navigate and use. Some cookies may be necessary for the Website to function correctly, while others help us identify and resolve errors, understand how the Website is used or improve its content and usability. Cookies are text files and cannot themselves run programs on or damage your device.

The following information will help you understand the different types of cookies:

Session cookies: These are temporary cookies that remain in your browser’s cookie storage until you leave the Website or close your browser. They are not normally retained after the browsing session ends. Information obtained through these cookies may be used to maintain the browsing session and analyse Website traffic patterns. This helps us improve the content of the Website and make it easier to use.

Persistent cookies: These cookies are stored on your device and may be read by the Website each time you make a new visit. A persistent cookie has a specific expiry date and will cease to operate after that date or when you delete it. These cookies may be used to remember your preferences, avoid repeated actions and facilitate the use of forms and other Website services.

Multi-purpose cookies: A cookie may be used for more than one purpose. Where information collected through a cookie constitutes personal data and consent is relied upon, each relevant purpose will be explained clearly and consent will be requested for every purpose for which it is required. Where a particular purpose requires consent, the cookie will not be used for that purpose until the required consent has been obtained.

You may prevent, restrict or delete cookies by selecting the appropriate settings in your browser and, where available, through the cookie preference settings provided on the Website. However, disabling certain cookies may prevent some sections or functions of the Website from operating correctly. TurboCredito cannot guarantee the availability of features that depend on cookies where those cookies have been blocked through your browser or cookie preferences.

Examples of how to manage cookies in different browsers:

Google Chrome
Microsoft Edge
Mozilla Firefox
Apple Safari

Cookies generally recognise a browser or device rather than identify a person directly by name. However, cookie identifiers, IP addresses, browser or device information and Website usage information may constitute personal data where they relate to an identified or identifiable individual. Any personal data collected through cookies will be processed in accordance with our Privacy Policy and applicable Indian law.

Personal data collected through cookies will be processed in accordance with applicable Indian privacy and data protection law, including the Digital Personal Data Protection Act, 2023 and the Digital Personal Data Protection Rules, 2025, as and when their relevant provisions are in force and applicable. Where consent is required, TurboCredito will request it through a clear affirmative action before using non-essential cookies for the relevant purpose. You may accept or reject such cookies and may withdraw or change your choice through the cookie settings made available on the Website. Merely continuing to browse the Website without making a choice will not, by itself, be treated as consent where affirmative consent is required. Cookies that are necessary to provide the Website or a feature requested by you may operate subject to applicable law.